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The Government MAKING HOME AFFORDABLE program
requires:
- OWNER OCCUPANT WITH LOAN OF LESS THAN $729,750 TAKEN OUT BEFORE JANUARY 1, 2009
- MORTGAGE PAYMENT
(WITH TAXES, INSURANCE) THAT IS MORE THAN 31% OF YOUR GROSS MONTHLY INCOME
- HARDSHIP IN MAKING MORTGAGE PAYMENT BECAUSE
OF CHANGE IN INCOME OR EXPENSES
Even if criteria are met, a loan modification is not guaranteed.
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Christopher
G. Blood, the owner of Straight Arrow Real Estate Consulting is both a licensed attorney and a licensed real estate broker.
This is the ideal skill set 1) to perform an in-depth analysis on your loan situation/hardship status to determine if you/your
loan qualifies for the Government Making Home Affordable Loan Modification Program, 2) to draft the appropriate correspondence
and assemble the package to send to your Lender, and 3) to negotiate with your Lender to get the best loan modification possible
for you.
Mr. Blood's CA law license # is 215036 and his CA real estate license # is 01410836, both verifiable on State
of California websites. Do not pursue a loan modification with anyone that is unwilling or unable to document that they are
a licensed legal professional.
Christopher Blood has a very reasonable fee structure involving a maximum $850 review/analysis/correspondence
submission/Client-Lender communications fee and then a $475 contingency fee only after a modification of first trust deed
is offered to you by Lender ($375 for successful second trust deed modification applications).
Call Chris Blood at
619-804-2486 or e-mail him at attorney@straightarrowservices.com
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